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Using the Time Value of Money to Make Financial Decisions – Jim Stice & Kay Stice

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Learn how understanding the time value of money can help you figure out loan payments, save for college and retirement, rent or buy a house, lease or purchase a car, and make long-term business decisions.

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Learn how understanding the time value of money can help you figure out loan payments, save for college and retirement, rent or buy a house, lease or purchase a car, and make long-term business decisions. Accounting professors Jim and Kay Stice explain the linked concepts of the time value of money (TVM) and compound interest, show you how to calculate TVM in Microsoft Excel or on a calculator, and how to apply TVM to a variety of personal and professional financial scenarios.

Learn more about interest rates and investments in the Stices' Finance Fundamentals course.

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